Independent Insurance and Health & Protection Advisors 
01234 419999 
In today's uncertain world, having a financial safety net is crucial. Income protection insurance offers a solution for those unexpected moments when illness or injury leaves you unable to work. 

What is Income Protection Insurance? 

Income protection insurance is a policy designed to provide financial support if you're unable to work due to illness or injury. It typically pays a percentage of your usual income until you can return to work or until the policy ends. 
There are two main types: short-term (covering up to 2 years) and long-term (covering until retirement age or a specified period). 

The Difference Between Income Protection and Critical Illness Cover 

While both policies provide financial support in case of illness, they serve different purposes.  
Critical illness cover pays out a lump sum if you're diagnosed with a specific serious illness, while income protection insurance provides ongoing financial support to replace lost income due to illness or injury. 

Why Do You Need Income Protection Insurance? 

Having income protection insurance ensures that you can continue to meet your financial commitments and maintain your lifestyle even when you're unable to work.  
This financial buffer offers peace of mind for you and your family, knowing that your income is protected. 

Where Can I Find Income Protection Insurance? 

This is where we can help!  
You don't have to worry as we will do our upmost to find the policy that suits your requirements from looking at the whole of the market. 
Income Protection Insurance is available from many different providers, including some major insurers. It is important to shop around and compare policies to find the cover that best suits your needs and budget. 
Don't wait for the unexpected to happen. Take control of your financial future by exploring Income Protection Insurance options today. 
For protection advice call Nick on 01234 419999 or email 
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