Independent Insurance and Health & Protection Advisors 
01234 419999 
Simply click on the button above to get your personalised quotation. 

Life Assurance 

Life insurance is cover to protect your family should the worst happen and you have dependents who rely on your income. 
There are many different types of policy which can be set to meet your individual needs and circumstances. You may already have some level of cover through your employer but may want to top this up and we can advice on this too. 

Income Protection 

Income protection insurance is there to provide a tax free income should you be off work for an extended period due to sickness. 
Cover can vary and it can be tailored to your personal and family requirements. State support is unlikely to cover your needs so the additional income is designed to protect you and your family during what can be a stressful time. 

Accident, Sickness and Unemployment 

Accident, sickness and unemployment cover brings together these three key areas under one policy as they are likely to be the key causes of loss of income at any point in time. Depending on your current circumstances we can advise on the best type of policy for you. 

Critical Illness Cover 

Being diagnosed with a critical illness can be life changing in itself but when you add the ensuing financial burden which can come with it then it's important to consider critical illness cover. Critical illness insurance is designed to help you with daily expenses such as bills and loss of income and can be set up as an individual or joint policy. 

Shareholder and Partnership Protection 

This protection is designed to help "steady the ship" in the event of a director or partner in a business dying or being diagnosed with a critical illness as this can lead to short term financial difficulties. 

Relevant Life 

A relevant life policy is designed around smaller businesses who want to offer death in service benefits to their employees. 

Key Person Insurance 

Key person insurance is taken out by a business, insuring the life of a key employee who, if they died or became critically ill, could have a significant effect on the wellbeing of the business. The lump sum payable can be used by the business in any way to protect the business. 
How Finvincible are you? 
Ever wondered what might be the outcome if something happened that prevented you from working?..... A sudden accident or a serious health problem. Are you financially invincible? Take our quick test to see how #finvincible you really are!  
For protection advice call Nick on 01234 419999 or email 
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