Accident, Sickness and Unemployment (ASU) insurance is a form of insurance cover designed to protect individuals and families in the event that they are unable to work due to an accident, sickness or unemployment. It can provide a valuable safety net in the event of an unexpected accident, illness, or unemployment, ensuring that your finances are kept afloat and allowing you to focus on getting back on your feet.
What Does ASU Insurance Cover?
ASU Insurance provides a regular income, usually paid monthly, which can be used to cover your living expenses in the event of an accident, illness, or unemployment. The amount of money you can receive will depend on the policy you have, but it can typically cover up to a certain percentage of your salary
Many policies also provide additional cover in the event of long-term illness or injury, such as medical and rehabilitation costs, and in some cases, they can even cover you for the cost of retraining if you are unable to return to your original occupation. You may also be able to claim for lost earnings, or in some cases, even the cost of childcare if it is necessary for you to take time off work.
Who is eligible for ASU Insurance?
In order to be eligible for ASU Insurance, you must be a UK resident and be either employed or self-employed. Most policies are available to those aged 18-65, although some may offer different age limits.
It is important to check the terms and conditions of your chosen policy before signing up.
How Much Does ASU Insurance Cost?
The cost of ASU Insurance will vary depending on the provider and the type of policy you choose. Generally, the more cover you require, the higher the cost will be. However, the cost of ASU Insurance is usually much lower than other forms of insurance, such as life insurance, making it an affordable way to protect yourself and your family.
Where Can I Find ASU Insurance?
This is where we can help!
You don't have to worry as we will do our upmost to find the policy that suits your requirements from looking at the whole of the market.
ASU Insurance is available from many different providers, including some major insurers. It is important to shop around and compare policies to find the cover that best suits your needs and budget.
Accident, Sickness and Unemployment Insurance can provide a valuable safety net for people living in the UK. It can help to protect your finances and provide peace of mind in the event of an unexpected illness, accident, or unemployment. With the right policy, you can ensure that your family remains financially secure in the event of a crisis.